Expense Leak Detector Find Where Money Hides
Most people can't account for 20–30% of their income. This tool finds what's leaking.
Monthly Spending Audit
Leak Analysis
Spending Breakdown
🚨 Detected Leaks
💰 If You Fixed These Leaks
💡 Leak Diagnosis
Enter your spending to detect leaks.
Frequently Asked Questions
What are common expense leaks in India?
The most common leaks: (1) UPI micro-transactions — ₹20–₹200 payments that add up to thousands, (2) Food delivery markups vs home cooking, (3) Impulse online shopping, (4) Forgotten subscriptions, (5) ATM cash withdrawals with no tracking, (6) Premium versions of free apps, (7) Bank charges on savings accounts.
How do I find unaccounted spending?
Download your bank statement and credit card statement for 3 months. Your income minus savings minus all categorised expenses = unaccounted spend. Use apps like Walnut, Spenny, or Money Manager India to auto-categorise transactions and surface hidden leaks.
What is a healthy expense leak percentage?
Below 5% of income in unaccounted or wasteful spending is excellent. 5–15% is manageable with some discipline. Above 15% suggests systematic leakage requiring a structured budget. Above 25% is a red flag — aggressive tracking and a spending freeze are recommended.