Financial Health Score Your Money Report Card
Answer 10 questions. Get your score out of 100 with a personalised action plan.
Financial Assessment
Rate each area honestly for an accurate score.
Frequently Asked Questions
What makes up a Financial Health Score?
Our score evaluates 6 key dimensions: Emergency Fund (20%), Debt Management (20%), Savings Rate (20%), Investment Coverage (15%), Insurance Protection (15%), and Budget Control (10%). Each area reflects a critical pillar of long-term financial wellbeing.
What score should I aim for?
Score 70–79: Good financial health. Score 80–89: Very strong — you're ahead of most Indians. Score 90+: Exceptional — you're in the top 5% financially. Scores below 60 indicate significant areas needing urgent attention.
How often should I check my financial health score?
Re-assess every 3–6 months or after major life events (job change, marriage, new loan, big purchase). Tracking trends over time is more valuable than any single score.