Net Worth Tracker Assets vs Liabilities
Your true financial position in one number. Most people are shocked by what they find.
Assets What You Own
₹0Liabilities What You Owe
₹0Asset Allocation
💡 Wealth Insight
Enter your financial details above to get your net worth analysis.
Frequently Asked Questions
What is net worth and why does it matter?
Net worth = Total Assets − Total Liabilities. It's the single most honest measure of your financial health. A positive and growing net worth means you're building wealth. Tracking it monthly reveals whether your financial habits are working.
Should I include my home in net worth calculation?
Yes, but use current market value (not purchase price) and subtract the outstanding home loan. A ₹50L home with ₹35L loan = ₹15L net equity. Note that primary homes are illiquid assets — your investable net worth (excluding primary home) is often more useful for retirement planning.
What is a good net worth by age in India?
A common benchmark: Net Worth = (Age − 25) × Annual Income ÷ 5. For a 35-year-old earning ₹12L/year, target = (35−25) × 12L ÷ 5 = ₹24L. This is a rough guide — actual targets depend on lifestyle, city, and retirement goals.